Grady Lee Bryant, MD, an otolaryngologist with Allergy and ENT Associates of Middle Tennessee in Hermitage, knew he was in trouble when he hurt his back. Thanks to disability insurance protection and advance planning, both he and the practice survived this financial challenge.
Explore this issue:August 2017
“A herniated disc compromised my ability to work,” said Dr. Bryant. “I was in conservative therapy for six weeks and working half time. When that failed, I had back surgery, and it was about six months from the injury before I was back to a regular schedule.”
The Council for Disability Awareness reports that a typical female in her mid-30s has a 24% chance of becoming disabled for at least three months during her professional career. The typical male in his mid-30s has a 21% chance.